With so many cards available in the market, finding the perfect credit card is not always easy. Here is a list of the most common cards and benefits they offer.
Business cards have benefits that are relevant to businesses, these can include air miles for business trips, cashbacks, gasoline discounts and more. Some business cards also offer financial tools to keep track of credit card expenses.
Low-interest credit cards
Some credit cards offer low interest rates to attract customers. A low-interest card can be beneficial if you are not looking for added benefits.
Credit card with no annual fee
Many credit cards now offer free annual fee for life. With these cards it is important that you read carefully the documents to see if this offer comes with a “catch”. Sometimes the bank requires you to spend a minimum amount on the card each year in order to have access to this offer.
Cards with frequent traveler benefits
Some credit cards are specially designed for those who travel a lot, benefits can include anything from airline tickets to shopping benefits worldwide. Every time you travel you are often rewarded in the form of airmiles, free travel insurance, as well as access to airport lounges and exclusive deals on restaurants around the world.
Reward and cashback
Many credit cards offer rewards in the form of points, cashbacks and discounts at restaurants and retailers. It can be big money to save with these cards as long as they are used properly.
Cards for exclusive card holders
Premium benefits are offered to ‘exclusive’ cardholders, often platinum cardholders. Benefits include access to exclusive airport lounges around the world, 24-hour concierge service and excellent travel insurance.
Card with gasoline discount
These cards offer you discounts or points for every time you use the card at a gas station. This is ideal if you use your car a lot and want to save money on gasoline.
It is not always easy to navigate a sea of ??credit card information, but we hope this credit card guide has made it a little easier for you.